Where Can You Cash A Usps Money Order? (List Of Places)
Money orders are an affordable and convenient way to give and receive money when the parties in question do not have a checking account, debit card or checkbook.
One of the United States’ most vital organizations, the Postal Service sells money order at a low price in most of its locations.
However, if one is received, how do you cash it? There are locations close to where you live. Let’s find out.
Are You Looking for a Place to Cash a USPS Money Order in 2022
Money orders issued by the United States Postal Service may be cashed in a wide variety of locations, including Post Office locations, banks, some grocery stores, convenience store chains, and check-cashing locations. You will need to pay a fee if you want USPS money order cashed by the Post Office.
- For a general list of locations where you can cash a USPS money order, as well as some further information, like who can cash a USPS money order or whether you can deposit one with mobile banking, keep reading!
- Check out this list of banks and stores that cash USPS money orders
Below is a listing of places, such as banks, that you can cash your USPS money order or deposit it.
Post Office locations: This is where you will find the Post Office.
Bank of America: This bank only accepts money orders from customers with accounts.
Capital One is another huge financial institution. They will cash money only if you already have an account.
Additionally, you must have at least the amount on the money order in your account if you want to receive the money in cash.
If not, you can deposit the money order into your account.
Fifth Third Bank — These branches will cash an order for money even if you don’t have a bank account.
Chase Bank – To receive cash, you will need an account.
Regions: Non-account holder can cash out money orders at Regions for a five-percent fee.
PNC Bank, a bank located in Pittsburgh. This bank is required to cash any money order. You might be subject to some restrictions.
Wells Fargo – Another bank where you must have an account, you can only make a deposit, and the date the money order clears depends on the amount.
Check-cashing areas include United Check Cashing or Money Mart. These are the ones with the highest fees.
Albertsons grocery stores, call ahead or check the site to confirm that your local Albertsons location accepts money orders.
Kroger grocery stores: With over 2700 locations in the U.S., some Kroger stores will cash money orders for a fee. Verify beforehand.
Can Banks accept USPS Money Orders
Yes, many banks do cash USPS money orders.
Bank of America, Chase, Wells Fargo and others require an account to cash your money order.
Some of these require that the cash order be in cash form.
- You can also deposit the money order if you do not have enough funds. It will be processed in the exact same timeframe as a check.
If your bank has a cashier, they can be used to cash the USPS money orders.
Ask your bank to check if money order cashing is available for patrons. They may offer cash order service at no cost if it is.
Some banks, including the Regions chain of banks will permit non-account holders in cash money orders at their location. You’ll have to pay a fee.
According to me, check-cashing sites are better choices than banks that accept USPS money orders of non-account holders.
Although you’ll still need to pay an additional fee, the cost is still lower than what you might pay at a Money Mart.
Compare the costs in your locale and do your research.
How can anyone cash a USPS Money order?
The USPS money order must be cashed by the sender.
- These are not only USPS money order; they include all money orders.
You cannot, therefore, send someone in your place if you can’t make it to the Post Office on a given day.
Money orders can be treated as checks and require proper identification (and a matching signature) to get the funds.
Can You Mobile Deposit A USPS Money Order?
Mobile check deposit is possible at many mobile banks, however money orders require a separate app.
Bank of America is the only major bank that does not allow mobile deposits of money orders. But they will cash them in-person for accounts holders.
But big names like Citibank, Fifth Third Bank and Wells Fargo all have mobile money order deposit services in their apps.
Huntington Bank, a regional bank, also offers a mobile money deposit option.
How do I cash a postal money order
USPS money orders are great because they are easy to obtain from the many Post Office locations around the country, and they’re simple to cash, too.
You can simply find the location where USPS money is cashed and bring that with you to the building.
Sign it now! In front of the teller/cashier, you will sign or endorse it.
Also, be sure to bring your ID so they can verify that you are the person to whom the money order is intended.
You don’t have to do anything else. It works very similarly to cashing in a check.
- You will sign the money orders, then show your identification. Next, choose the denomination that you would like your bills to be in.
You can read more information about USPS by reading our posts: Does USPS sell money orders? Do USPS charge weight and size for shipping charges? Is USPS accepting Apple Pay?
USPS money orders can be used as an alternative to debit cards or checks. They are also easily cashed at many places in the U.S.
Post Offices are the best, most visible option. However, many banks and check-cashing points, as well as some grocery stores, will also do this – often at a small fee.
.Where Can You Cash A Usps Money Order? (List Of Places)