Does Walmart Cash Two-Party Checks In 2022? [Your Full Guide]

Costco Wholesale Corporation

Costco’s logo since 1997
Company headquarters in Issaquah, Washington (since 1994)
Type	Public
Traded as	Nasdaq : COST NASDAQ-100 Component S&P 100 Component S&P 500 Component
Industry	Retail
Predecessor	Price Club
Founded	July 12, 1976 ; 45 years ago ( 1976-07-12 ) (as Price Club) San Diego, California , U.S. September 15, 1983 ; 38 years ago ( 1983-09-15 ) (as Costco) Seattle, Washington , U.S.
Founders	James Sinegal Jeffrey Brotman Sol Price Robert Price
Headquarters	Issaquah, Washington , U.S.
Number of locations	804 [1] (2021)
Area served	Australia Canada China France Iceland Japan Mexico New Zealand South Korea Spain Taiwan United Kingdom United States
Key people	Hamilton E. James (Chairman) W. Craig Jelinek (President and CEO)
Brands	Kirkland Signature
Services	Merchandise Cash & Carry Warehouse club Filling stations
Revenue	US$166.76 billion [2] (2020)
Operating income	US$6.023 billion [2] (2020)
Net income	US$4.002 billion [2] (2020)
Total assets	US$45.40 billion [2] (2019)
Total equity	US$15.24 billion [2] (2019)
Members	105.5 million [3] (2020)
Number of employees	273,000 [3] (2020)
Website	www .costco .com

Walmart is known for providing a variety of services through their Money Centers in stores across America, from cashing checks to paying bills to cashing them.

One service that you might be interested in is whether Walmart can cash two party checks. I’ve done plenty of research, and here’s what I found!

Walmart To Cash Two-Party Payments By 2022

Locate your nearest Walmart and go to the in-store customer service or banking desk. You must ensure that both parties sign the check with the correct signatures to match the payees.

Walmart is able to find out how to cash the cheque by using the name joining conjunction. If names are separated with an “or”, only one payee can cash the check and deposit it into a bank account.

Each party will have to present themselves if names are joined using ‘and.

Additionally, the necessary payees will need to bring a valid photo ID such as a passport or drivers’ license to authorize the check.

After all of this information has been provided, the Walmart Money Centre teller will be able process the two-party check.

Walmart How Does It Pay for Funds?

The payees have two options: they can either receive funds from the check in cash, or let a Walmart associate load the amount onto a Walmart MoneyCard.

To top up your Check Cashing account with a Money Card you’ll be subject to a $3 reload fee. You can purchase MoneyCards for $1 at any Walmart checkout.

Is Walmart required to charge a fee for cashing a two-party check?

Walmart will cash a Two-Party check at $6. Maximum fee: $200.

Walmart offers the best deal for cashing Two-Party checks, while other grocery stores and retailers can charge as high as $10.

Walmart has any restrictions on check cashing

Walmart does not allow customers to cash checks exceeding $5,000 in May through December. This limit is increased to $7,500 each January-April. The check cashing fee starts at $4 and increases to $8 with every $5K or more.

Two-Party checks worth less than $200 can be cashed for a $6 fee. Walmart states that Two-Party Check Cashing is possible in all jurisdictions except New Jersey. Walmart restricts Check Cashing to three transactions per day.

For more services offered at the Walmart Money Centers, also see our guides on if Walmart can cash out-of-state checks, handwritten checks, and Comdata checks.

Walmart cashes two-party check up to $200. There is a $6 maximum charge. The government-issued photo ID must be presented by both you and your second payee. Ensure names and signatures are stated and separated by either “and/or” so the associate knows how to proceed.

Walmart offers 2 party check cashing options.

Cash limits and the cost to you Check cashing fees of $4 are charged for all checks above $1,000 The fee for checks between $1,001 to $5,000 is $8. There is a limit of $200 for personal checks with two parties and a $6 maximum.

Walmart Personal Checks Available 2021

Absolutely! The company announced it would begin accepting cash personal checks from its Money Centers at the start of 2021. Walmart offers a $5,000 checking limit per person. Checks less than $1,000 cost $4, while checks between $1,000- $5,000 are subject to an $8 fee.

Does Walmart Verify Checks Before Cashing?

TeleCheck allows Walmart to accept and verify cash checks just as quickly as cash or credit card payments. May 13, 2021

Do You Want to Cash a 2-Party Check?

Yes. Walmart accepts pre-printed and two-party checks as well as payroll, corporate and tax checks.

.Does Walmart Cash Two-Party Checks In 2022? [Your Full Guide]