Does Aldi Take Credit Cards

Does Aldi Take Credit Cards In 2022? (Types Of Cards + Faqs)

Founded 10 July 1946




(split in two parts in 1960, renamed to Aldi Nord and Aldi Süd in 1962)




Theo Albrecht

, Germany (Aldi Nord)


, Germany (Aldi Süd)
Number of locations






Convenience shop
Revenue Increase


121.1 billion (2021)



Trader Joe’s

(Aldi Nord)



While credit cards were not commonly used in every day shopping, it was becoming more common.

Today, credit cards can be accepted almost everywhere, and less people are carrying cash.

That might make you wonder: Does Aldi take credit cards? Perhaps they won’t take credit cards. Or you are restricted to cash payments. It’s time to take a deeper look at this question.

Does Aldi Take Credit Cards In 2022? (Types Of Cards + FAQs)

Aldi Will Accept Credit Cards in 2022

Aldi can accept credit cards. They also accept Visa, MasterCard Discover, American Express, and Discover. While Aldi did not always accept credit cards, they began to do so in 2016 and have continued to expand the forms of payment accepted since, to include tap-and-go and contactless payment.

  • We’ll explore this topic further, with a breakdown on the different types of credit cards available, and whether Aldi charges any fees for you to use them. Also, we will discuss if cashback is possible. Continue reading!
  • Aldi takes what type of credit cards

  • Aldi’s website explains that “we accept many forms of payment, including cash and most debit cards. Visa, MasterCard and Discover are all accepted. Electronic Benefits Transfers (EBT) is also available. Link cards and SNAP can be used for contactless payments such as Apple Pay or Google Pay.
  • Aldi can accept Visa, MasterCard or Discover credit cards.

    Continue to read and you’ll discover that the many perks, extras, and benefits associated with these cards also work with Aldi.

    Does Aldi Take Credit Cards In 2022? (Types Of Cards + FAQs)

    Do Aldi charge a fee to use their credit cards?

    My research has shown that Aldi charges no fees to credit card users in their stores.

    While it is true that some retailers charge fees, this would be against Aldi’s business model (which is to pass all savings on). ).

    You should contact your credit card company if you notice a charge on your credit cards bill.

    Aldi allows you to use tap-and-go credit cards

    Aldi’s point-of sale terminals (POS) have near-field communication technology (NFC), which means that they are capable of receiving both Apple Pay and Google Pay through mobile devices as well tap-and go credit cards.

    This is a very simple procedure. After the cashier has given you your total, take your tap-and go credit card out. Or better, keep it close at hand. The NFC symbol looks almost like a collection of parentheticals facing in the same direction. )))).

  • The reader will automatically detect the presence of a card outfitted with NFC technology. Once it is approved, you are good to go.
  • Does Aldi Take Credit Cards In 2022? (Types Of Cards + FAQs)

    What Credit Card Can I Use to Pay Aldi With?

    Apple Pay and Google Pay allow you to leave your wallet behind at home, and it doesn’t require that you pay twice as much.

    You can pay in-store with your card by using your Apple/Google Wallet credit card information.

    As with tap-and–go credit cards you simply hold your device near NFC symbols and wait until the transaction goes through.

    Aldi offers cashback on your Aldi credit card

    Users of the Cash Back credit card from Discover often wonder if individual stores will actually give them cash back at the register.

    Aldi does indeed participate in the Discover card’s cash back program, and the same rules apply as to their debit card cash back: no more than $100 per transaction, and shoppers can only receive $10, $20, $40 or $100 (no multiples of five).

    Does Aldi Take Credit Cards In 2022? (Types Of Cards + FAQs)

    Aldi: Does the AMEX Blue cash Preferred work?

    Aldi purchase are eligible for the American Express Blue Cash Preferred Program. This program pays users six percent back for their purchases at Aldi.

    Redditors from multiple Reddits confirmed via the r/CreditCards Subreddit, that they received six percent back on their Aldi totals with their BCP Cards.

    Aldi Instacart Credit Card Uses accepts credit cards. Simply enter your credit card details into the app, or on the desktop website. Then choose the card you want to use when you check out.

    Does Aldi Take Credit Cards In 2022? (Types Of Cards + FAQs)

    When Did Aldi Start Accepting Credit Cards?

  • Although it may be hard to believe, Aldi began accepting credit cards only in March 2016.
  • Before that, Aldi US stores only took cash or debit cards – and never checks.

    Aldi has not made any formal statements about the reason the chain accepted only certain forms of payment up to 2016, however, some bloggers think it might have to do with cash transactions being more common in Germany which is Aldi’s international headquarters.

  • Jason Hart, Aldi US CEO, stated that he cares about making customers shopping easier and more enjoyable. He added, “We want to be able make our customers’ shopping experience simpler and better…and giving them the option of using their credit card will help us achieve this.”
  • A slightly more cynical reason might be that the company realized they were missing out on revenue by eschewing credit cards, and that it might be turning off one of their most important target markets: middle-class and wealthier shoppers.

    You can read our posts to find out if Aldi accepts Apple Pay and cashback, as well as whether Aldi uses EBT.

  • Conclusion
  • Aldi allows you to use all the credit cards available, including Visa MasterCard, Discover, American Express, Visa and MasterCard.

  • If you want to maximise the return on your purchases, then it is a good idea to use credit cards for shopping at Aldi.
  • .Does Aldi Take Credit Cards In 2022? (Types Of Cards + Faqs)

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